Category | Merrill+ Visa 
| Bank of America Accolades American Express
 | Citi Chairman American Express Card (Issued by Citi)
 | American Express Centurion Card
 | American Express Platinum Card
 | American Express Rewards Gold Card
 |
| Travel Service | Merrill Travel Advisor | Bank of America Accolades Card Concierge | Citi Chairman Card Concierge | Centurion Travel Services | Platinum Travel Service | No Dedicated Travel Service – but you can contact American Express Travel |
| Airport Lounge Program | Priority Pass Membership | Priority Pass | Priority Pass | Priority Pass Access to: American Airlines Admrials Club, Continental Airlines Presidents Club, Delta Crownroom Club, Northwest Airlines WorldClubs. Must present Centurion Card as well as a ticket for the airline matching the club you are going to. Access to Virgin Atlantic Clubhouses with Virigin Atlantic Airways Flying Club Gold Card | Access to: American Airlines Admrials Club, Continental Airlines Presidents Club, Delta Crownroom Club , Northwest Airlines WorldClubs. Must present Platinum Card as well as a ticket for the airline matching the club you are going to. | None |
| Elite Status on Airlines | No | None | None | Continental OnePass Gold Elite Delta Skymiles Gold Medallion US Airways Dividend Miles Platinum Preferred Virgin Atlantic Airways Flying Club Gold | None | None |
| Domestic Companion Ticket Program | N/A | Receive a discounted companion ticket when you book a full fare airfare ticket. | None | With the Domestic Companion Airfare Program, you can bring a companion with you on U.S. flights—anywhere in the U.S., on six major U.S. carriers. Purchase domestic coach airfare for yourself from $299 with your Centurion Card and your companion receives complimentary airfare. You can request up to four complimentary companion airfares per year. An exciting addition to your existing International Airline Program, the new Domestic Companion Airfare Program now makes it possible to travel throughout the U.S. together. AS OF 11/15/08 THIS BENEFIT HAS BEEN DISCONTINUED | With the Domestic Companion Airfare Program, you can bring a companion with you on U.S. flights—anywhere in the U.S., on six major U.S. carriers. Purchase domestic coach airfare for yourself from $299 with your Platinum Card and your companion receives complimentary airfare. You can request up to four complimentary companion airfares per year. An exciting addition to your existing International Airline Program, the new Domestic Companion Airfare Program now makes it possible to travel throughout the U.S. together. AS OF 11/15/08 THIS BENEFIT HAS BEEN DISCONTINUED | None |
| International Airline Program | N/A | Receive a discounted companion ticket when you book a full fare airfare ticket. | No 2 – 4 – 1 program but special offers from airlines which can be seen here | 2-4-1 full-fare business or first class international ticket | 2-4-1 full-fare business or first class international ticket | None |
| Private Jet Program | Offers through Marquis Jet Card. You can book a private jet as well through the concierge | Private Jets can be booked through Concierge. | Citi® Private Bank Aircraft and Finance Team, Marquis JetSM - fleet by NetJets®, and Sentient Jet memberships are available. | Membership or fractional jet ownership option. Atlantic aviation flight servicesBombardier flexjetBombardier skyjetDelta air elite business jetsLes bas international Sentinent jet membership Receive an exclusive centurion benefit when you join one of the programs as well as a service credit of 3-4% | Membership or fractional jet ownership option. Atlantic aviation flight servicesBombardier flexjetBombardier skyjetDelta air elite business jetsLes bas internationalSentinent jet membership | None |
| Rental Car Programs | Special Offers at Hertz which may be different depending on your Merrill+ tier Level. | None | Avis Preferred service that lets you bypass the counter and go straight to your car• Special pricing on all your rentals, including special discounts on Luxury cars• A guaranteed car even if you do not have a reservation• Two free rental day certificates upon enrollment.• Regular one car-class upgrades, at no charge, when available• Double airline bonus miles valid on the following airline frequency programs when you book through the Personal Concierge: American Airlines, Continental Airlines, Delta Air Lines, United Airlines and US Airways National Car Rental Receive a two-car-class upgrade in the U.S. and Canada at participating locations with the rental of a compact through an intermediate car. | Hertz #1 Gold Club Avis Presidents Club | Hertz #1 Gold Club Avis First National Emerald Club | None |
| Car Rental Insurance | Yes | Yes | Automatic collision coverage when you reserve and charge your rental car to your Citi ChairmanSM American Express® Card. Simply decline the car rental company’s collision loss/damage insurance (CDW). | First 30 days of auto rental | First 30 days of auto rental | First 30 days of auto rental |
| Limosuine Program | None but Concierge can arrange a Limo | None but Concierge can arrange a Limo | None but Concierge can arrange a Limo | Carey Worldwide and Dav El-triple MR points | Carey Worldwide and Dav El-triple MR points | None |
| Elite Hotel Status | None | None | Hhonors Gold | HHonors Gold VIP Priority Club Rewards Platinum Elite Status Relais & Châteaux Club 5C Starwood Preferred Guest Gold Preferred Level | SPG Gold | None |
| Hotel Program | No actual program like FHR, but offers available through a small numbers of hotels can be seen on the Merrill+ Visa benefits page here at Jblackbelt.com | None | No actual program – but a few special offers which can be seen here. | Fine Hotels & Resorts | Fine Hotels & Resorts | None |
| Villa Program | | None | None | Centurion Villas | Platinum Villas | None |
| Travel Membership Discounts | Exlcusive Resots Offers | None | Exclusive Resorts | Exclusive Resorts Ritz-Carlton Club | Ritz-Carlton Club | None |
| Private Yacht Program | None | None | None | Yes | Yes | None |
| Cruise Privileges | Depending on the Cruise Line, special privileges are available which can be seen on the Merrill+ Beyond Rewards page. | No | No Special Cruise Program – but special offers can be seen here | Yes | Yes | No |
| Spaceflight Program | No | No | No | SpaceAdventures | No | No |
| International Communication Program | None | None | None | Yes | Yes | Yes |
| Travel Accident Insurance | Yes $1,000,000 | Yes No Amount Given | Yes $1,000,000 | Yes $1,500,000 | Yes $500,000 | Yes $250,000 |
| Baggage Insurance Plan | No, but lost luggage assistance is available | Yes No Amount Given | Receive up to $3,000 in lost luggage coverage for you and your dependents when the entire common carrier fare is purchased on your Chairman Card®. Coverage includes permanently lost, stolen or damaged baggage or personal articles checked with a common carrier. | $3,000 maximum for carry-on and checked baggage. Of the $3,000 only $2,000 may be for checked baggage. | $3,000 maximum for carry-on and checked baggage. Of the $3,000 only $2,000 may be for checked baggage. | up to $1,250 for carry-on baggage and up to $500 for checked baggage in excess of Common Carrier liability |
