| | Citi Chairman Card AMEX (Issued by Citi) | AMEX Platinum Card 
| AMEX Centurion Card 
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| Annual Fee | $500 for Primary Card holder $100 per additional card | $395 $450 as of 5/1/07 $175 fee for up to 3 additional Platinum Cards $45 for up to 5 additional Gold Cards | $2500 (as of 5/1/07 $5,000 initiation fee) $250,000 spending requirement to qualify $1500 per additional Centurion Card $175 fee for up to 3 additional Platinum Cards $45 for up to 5 additional Gold Cards |
| Foreign Currency Fees | None | 2.7% on Every Transaction not in US Dollars | 2.7% on Every Transaction not in US Dollars |
| Travel Service | | PTS | Same + a personal travel consultant, with direct extension to call |
| International Airline Program | No 2-4-1 but special offers on Airlines which are listed here. | 2-4-1 full-fare business or first class international ticket | Same as Plat |
| Airport Club Access | Priority Pass (access to 500+ clubs and lounges around the world) | Continental President’s Club, Delta Crown Room Club, Northwest Airlines Worldclub, American Airlines | Same as Plat + Virgin Clubhouses + Virgin Atlantic Revival’s Lounge + more than 500 additional clubs around the world (Priority Pass) |
| Private Jet Services Program | Citi® Private Bank Aircraft and Finance Team, Marquis JetSM - fleet by NetJets®, and Sentient Jet memberships are available. | Membership or fractional jet ownership option. Atlantic aviation flight services Bombardier flexjet Bombardier skyjet Delta air elite business jets Les bas international Sentinent jet membership | Same as Plat + an exclusive extra Centurion benefit, whichever one you choose, + service credit of between 3-4% |
| Hotel Program | No actual program like FHR, but offers available through a small numbers of hotels can be seen here. | FHR Program Over 500 hotels worldwide -room upgrade at check-in -continental breakfast for 2 each day -guaranteed 4pm late checkout -additional amenity | Same as Plat + Special amenity or free night at Amanresorts, Mandarin Oriental, Orient Express, Ritz Carlton, and Penninsula hotels |
| Premium Car Rental Programs | Avis Preferred service that lets you bypass the counter and go straight to your car• Special pricing on all your rentals, including special discounts on Luxury cars• A guaranteed car even if you do not have a reservation• Two free rental day certificates upon enrollment.• Regular one car-class upgrades, at no charge, when available• Double airline bonus miles valid on the following airline frequency programs when you book through the Personal Concierge: American Airlines, Continental Airlines, Delta Air Lines, United Airlines and US Airways National Car Rental Receive a two-car-class upgrade in the U.S. and Canada at participating locations with the rental of a compact through an intermediate car. | Hertz #1 Gold Club Avis Preferred Select National Emerald Club | Hertz #1 Gold Club plus 4 hour grace period, Midsize to Premium upgrade, free child seats, guaranteed availability from reservation line Avis President’s Club (2 car class upgrade, guaranteed availability even for walk-ups) |
| Cruise Privileges | Depending on the Cruise Line, special privileges are available which can be seen here. | - $300 dollar stateroom credit or two-category state room upgrade - special amenity | $500 credit + special centurion amenity |
| Platinum Destination Vacations | | -receive up to 25,000 points when you book a pre-booked plat vacation | 50,000 points |
| Platinum Villas | | Receive an amenity valued at $500 dollars or more. | $750 |
| International Cell Phone Rental | | You-To-Me Service -Phone Rental $2.99 a day -rent a week or more and receive $25 dollars of free calls / email / data usage - blackberry $15 a day with $0.49 per 10kb -satellite phone $15/day | Free phone rental, up to 60 days |
| The Limousine Program | | Carey Worldwide and Dav El -triple MR points | Same as Plat |
| Elite Hotel Membership | HHonors Gold | SPG Gold | Same + Hilton HHonors Gold + Intercontinental/Priority Club Platinum Elite |
| Annual Travel Benefit | | Statement credit of $100 when you book qualifying vacation through PTS (only one per year) | Same as Plat |
| Car Rental Insurance | Automatic collision coverage when you reserve and charge your rental car to your Citi ChairmanSM American Express® Card. Simply decline the car rental company’s collision loss/damage insurance (CDW). | -first 30 days of auto rental (no amount given on the site) | Same as Plat |
| Travel Accident Insurance | Receive up to $1 million in Travel Accident Insurance while traveling on a common carrier (plane, train, ship or bus) when the entire cost of the fare is purchased with your Chairman Card. | $500,000 in death and dismemberment | $1,500,000 |
| Trip Cancellation / Trip Interruption Coverage | When a trip is booked with your Chairman Card, receive up to $1,500 of trip cancellation protection which covers you in the case of an accidental injury, sickness or death of yourself, or an eligible dependent which results in medically imposed restrictions as certified by a physician at the time of loss preventing your continued participation in the covered trip. When your scheduled travel is delayed for 12 or more hours because of your injury, sickness or traffic accident while en route to departure, lost or stolen passports or travel documents, receive up to $100 of coverage for meals and accommodations on a one-time basis. | N/A | N/A |
| Medical Clinic Access | Cleveland ClinicYour complimentary membership to Cleveland Clinic HealthLink entitles you access to world-class medical services. Benefits include:• 24 hour access to Cleveland Clinic professionals• Facilitated access to appointment scheduling and medical expertise• Aftercare phone program available• Concierge service during visit including travel arrangements and hotel accommodations• Full access to Lerner Research Library• Enrollment in My Chart program, your confidential link to your own healthcare information• Personalized card with private concierge contact information to carry at all times | N/A | N/A |
| Baggage Insurance | Receive up to $3,000 in lost luggage coverage for you and your dependents when the entire common carrier fare is purchased on your Chairman Card®. Coverage includes permanently lost, stolen or damaged baggage or personal articles checked with a common carrier. | $3,000 maximum for carry-on and checked baggage. Of the $3,000 only $2,000 may be for checked baggage. | Same as Plat |
| Event Ticket Protection plan | | Up to $2,000 reimbursement if you can’t attend an event due to covered reasons (medical emergency) | Up to $5,000 |
| Emergency Travel Services | Emergency Travel Assistance When a trip is purchased on your Chairman Card® and you have traveled more than 100 miles from home, you are covered for up to $50,000 in emergency medical evacuation. Travel assistance helps arrange bookings for eligible dependents and traveling companions. Get 24/7 assistance with medical and legal referrals and translation service while on the road or overseas. Travel Assistance Services are provided free of charge; however, you may be responsible for associated costs. For example, legal referrals are at no charge but the attorney’s fee is your responsibility. | Premium Global Assist Hotline Whenever you travel, have peace of mind knowing that you have 24/7 medical, legal, financial, and other emergency assistance while traveling more than 100 miles from home. We can direct you to English-speaking medical and legal professionals and arrange for a transfer to a more appropriate medical facility, even if an air ambulance is required. We can also help you with prescription replacements, emergency hotel check-ins and cash access, lost luggage, and more. New additions to this program include assistance with lost or stolen passports, Card cancellation, and emergency Card replacement | Same as Plat |
| Roadside Assistance | Provides access to roadside assistance. The roadside service fees will be conveniently billed to your Chairman Card. | If you're away from home and the car breaks down, not to worry -- with Roadside assitance you always know help is available around the clock. Whether you need gas, a jumpstart, or just a tow, call Roadside Assitance at 1-800-333-AMEX (2639). Roadside Assitance is a fee-free of your card, worth up to $50. Coverage is only available in the U.S. | Same as Plat |
| Card Concierge | Concierge service available Zagat Survey® Get instant access to Zagat Survey dining ratings and reviews through your Personal Concierge. | PCC | CCC: Includes personal concierge, with direct extension and will work harder for you |
| By Invitation Only | Choose from a variety of experiences such as hot air ballooning, a private in-home chef experience or a golf excursion in Scotland. Classic Car Club As a Chairman Card® cardmember, receive a complimentary weekend in a car of your choice with the Classic Car Club membership signup (up to $1,790 value). These offers are for Friday through Monday only. With the Carbon Fiber Collection membership, Chairman Card cardmembers will receive complimentary vehicle delivery, to any address within 50 miles of Manhattan, for a one-year period. The unlimited delivery service fee of $1,500 is waived. | Yes | Same as Plat, with exclusives |
| Fine Dining Program | | Platinum Dining Researvations | Centurion Dining Reservations |
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| Premium Seats and Luxury Suites for sports and concerts | Citi® Private Pass ProgramWith your Chairman Card, now you can easily select and book exclusive events and experiences in cities across the U.S. Just visit www.privatepass.citi.com to find a wide variety of entertainment, which may include:• Premium tickets to sporting events, concerts and theater. • Dining reservations, culinary experiences, wine tastings and vineyard tours, nightclub admissions, private yacht experience and much more. | Yes | Same as Plat |
| Gold Card Events | | Yes | Some Centurion exclusive events |
| Magazine | | Departures | Departures + Black Ink (Centurion’s Exclusive Magazine) |
| Fitness Club | Canyon Ranch Spa Receive a complimentary upgrade if available and $110 credit toward your choice of spa, sports and Integrative Wellness services at this luxury health resort and spa club. Minimum stay may apply. | Special Amenities when you purchase equinox fitness club membership | Complimentary personal training, spa treatments, guest passes, and Kids’ Club certificates |
| Shopping Partners | Davidoff Geneva, Barneys New York Penthouse Private Shopping, | Neiman Marcus, Bergdorf Goodman – Point Programs Sony Cierge ($1500 value) – VIP Personal Shopping | After hours shopping, crazy perks with Bergdorf, Bulgari, Ermenegildo Zegna, Gucci, Harrods, Harvey Nichols, Neiman Marcus, Sony Cierge ($1500 value) |
| Return Protection | | Up to $300 per item (90 days)and $1,000 per year | Same as Plat |
| Purchase Protection | Protects most purchases made on your card against theft, fire or accidental breakage of up to $500 for up to 90 days from the date of purchase. | 90 days if lost, stolen, or accidentally damaged | $10,000 per occurrence up to $50,000 per year |
| Buyer’s Assurance | Extends the manufacturers’ original U.S. warranty (of one year or less) up to one additional year on most items purchased on the card. If you purchase an item with your Chairman Card® and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $1,000. | When you purchase covered items and pay for them entirely with your Card, the Buyer's Assurance Plan extends the terms of the original manufacturer's warranty on eligible items for a period of time equal to the original manufacturer's warranty up to one additional year on warranties of five years or less that are eligible in the United States | Up to 3 additional years |
| Fraud Protection Guarantee | Fraud Early Warning Citi monitors usage everyday for possible fraud. If we see suspicious activity on your credit card account, we will alert you and stop any additional activity. | Shop with confidence online and off. Whenever you use your Card for purchases, you won't be responsible for any unauthorized or fraudulent charges. Period. Our secure encryption technology protects your information, but if unauthorized online charges do appear on your Card statement, just notify us at 1-800-525-3355. In most cases, a temporary credit will be given immediately | Same as Plat |
| Rewards Program | ThankYou® NetworkEarn points for the things you buy and the miles you fly with your Chairman Card®. Redeem points for gift cards, electronics, airline tickets, travel and much more. • Earn One (1) ThankYou Point for every dollar you spend on purchases with your Chairman Card (Purchase Point)• Earn One (1) ThankYou Point for every mile flown on airline tickets purchased withyour Chairman Card (Flight Point)For every one purchase point earned, one flight point will become available for redemption. There is no cap on how many ThankYou Points you may earn and no time limit to redeem them. See ThankYou Network terms and conditions for more information. In addition to calling Dedicated Member Services, you can view the status of your points at www.thankyounetwork.com. | Membership Rewards Program -waived annual fee -earn rewards when you use automatic bill payment | Same as Plat |
| Spending Limit | Flexible Spending Power There is no need to worry about reaching your spending limit. Simply pay in full each month the portion of your balance that exceeds your revolving line of credit. Each transaction that causes your new balance to exceed your revolving credit line will be evaluated based on your account usage and performance, other account relationships with us, if applicable, and your experience with other creditors. | No pre-set spending limit — spend on your own terms The Platinum Card® affords you optimal purchasing power without a predetermined spending limit, so you can spend on your own terms. Purchases are approved based on a variety of factors, including account history, credit record, and personal resources. If you anticipate an unusually large purchase, you should call Customer Service in advance so that we may note your account appropriately. | Same as Plat |
| Identity Theft Assistance | Citi® Identity Theft SolutionsIf your identity is stolen, even without using your credit card, an Identity Theft Specialist will help you get your life back in order. | Should you suspect that somebody is using your identity online or in stores, American Express has representatives on call, 24/7, to help determine if you are a victim of identity theft, recommend steps for recovery, and offer tips on how to protect yourself in the future | Same as Plat |
| Dispute Resolution | | If you see a charge on your American Express statement that you don't recognize and are unable to come to an agreement with the merchant—we can help. American Express will take responsibility for resolving any disputed charge quickly and fairly. Simply call us any time you wish to initiate an inquiry. | Same as Plat |
| Year-End Summary | For your information, an itemized list of charges from the previous year will be mailed at the beginning of every calendar year. | Yes | Same as Plat |
| Travelers Cheques | | Card members can have foreign currency and fee-free American Express Travelers Cheques delivered directly to their home or office in five to seven business days at no extra charge. Next-day delivery is available for an additional charge. Order directly from American Express at 1-800-673-3782, or visit an American Express Travel Service Location near you. | Same as Plat |
| Account Alerts | | Keeping track of your account has never been easier. Sign up for Account Alerts and you can choose to be notified when your payment is due, when irregular account activity is detected, when you are approaching your line of credit/spending limit, and more. Alerts can be sent to your email or wireless device | Same as Plat |
| Emergency Cheque Cashing Privileges | | You can use your Card to cash personal cheques at more than 1,700 American Express Travel Services locations, up to $10,000 per account every 30 days. For each transaction, you may obtain up to $500 in cash and the balance in American Express Travelers Cheques.13 For information, call 800-525-3355. Outside the U.S., call 954-473-2123. | Same as Plat |
| Emergency Card Replacement | If your Chairman Card is ever lost or stolen, we will replace it, usually within 24 hours. The Lost Wallet® Service will also provide emergency cash subject to your available cash advance limit to assist in the interim. Emergency card replacement outside the continental U.S. may take a minimum of 48 hours. | If your Card is lost or stolen, we'll replace it — sometimes in as little as 24 hours. Call American Express or visit one of over 1,700 American Express Travel Services locations worldwide.13 Call 800-525-3355 for assistance. Outside the U.S., call 954-473-2123. | Same as Plat |
| Account Management | • Check balance, recent purchases and cycle dates • Download and print statements • Request to receive paperless statements • Make online payments • Request a credit line increase • Manage authorized user credit lines• Communicate securely with a Customer Service Representative• Sign up for email alerts • To sign up for Account Management Online go to www.citichairmancard.com | May be done online | Same as Plat |
| Complementary consultation with a senior financial advisor and 7,500 Membership Rewards points | | Through their training, expertise and advanced certification, senior advisors at Ameriprise have earned their distinction. In fact, fewer than one in five advisors have earned senior status. Allow a senior Financial Advisor to help you achieve your personal goals. | Same as Plat |
| Domestic Companion Airfare Program | | With the Domestic Companion Airfare Program, you can bring a companion with you on U.S. flights—anywhere in the U.S., on six major U.S. carriers. Purchase domestic coach airfare for yourself from $299 with your Platinum Card and your companion receives complimentary airfare. You can request up to four complimentary companion airfares per year. An exciting addition to your existing International Airline Program, the new Domestic Companion Airfare Program now makes it possible to travel throughout the U.S. together.
AS OF 11/15/08 THIS BENEFIT HAS BEEN DISCONTINUED | Same as Plat AS OF 11/15/08 THIS BENEFIT HAS BEEN DISCONTINUED |
| Relais & Châteaux Club 5C | | N/A | Free enrollment: Amenities at check-in to participating hotels, free amenities at participating restaurants, including behind the scenes tours of kitchens, wine tasting, etc. |
| Tour GCX Membership | | Enjoy the privileges of a private golf membership — one round at a time. With TOUR GCX, you and your guests can hit the greens at your choice of more than 30 participating private golf clubs. Platinum Card members can purchase a 5-Tee Unit TOUR Card for $3,125, and receive a $150 | Same as Plat |
| Private Yacht Program | | A customized amenity tailored to your itinerary, valued at $500 or more A sample of possible amenities: a private helicopter ride over the Costa Rican rainforest, a sailing regatta in St. Maarten, golfing in the Caribbean at St. Kitts Royalty Golf Club, dinner at Le Ti St. Barth in the French Antilles, seats at a Greek Tragedy in Taomina, Sicily | Our new partner, Fraser Yachts Worldwide, provides you with the ultimate in luxury and comfort—a travel experience designed with only you in mind. As always, Centurion members receive additional amenities to make your experience even more heavenly. Enjoy a customized amenity tailored to your itinerary valued at $750 or more. Choose a motor yacht, sailing yacht, or mega-yacht and sail around the world including the Bahamas and the Caribbean, Eastern and Western Mediterranean, the Indian Ocean, or the South Pacific. |
| Airline Elite Status | | N/A | Continental One Pass Elite Gold, Delta Gold, USAir 2nd level status, Virgin Atlantic top tier elite status |
| Exclusive Resorts | Access to Exclusive Resorts, a luxury residence club. Choose from multiple homes in popular destinations. Receive up to $15,000 off the one-time membership fee. | N/A | As a Centurion member receive special benefits with Exclusive Resorts - the ultimate private luxury residence club. Members have access to hundreds of exquisite residences at over 25 destinations around the world. Choose the location, your length of stay, and the style of residence - staffed to your requirements. |
| Space Adventures' Spaceflight Club | | N/A | As a Centurion member, receive complimentary membership with Space Adventures, the world's premier space tourism company. The Spaceflight Club, an elite community of space explorers and enthusiasts, offers invitations to exclusive space-related events, private tours of launch facilities, advance notice of limited availability activities, and more. In addition, members receive an annual credit towards the payment of a suborbital flight reservation. |