Bank of America Accolades American Express Card

American Express Platinum Card

American Express Centurion Card

$295

Waived by Bank of America Private Banking depending on the circumstances of your account.

$395

$450 as of 5/1/07

$175 fee for up to 3 additional Platinum Cards

$45 for up to 5 additional Gold Cards

$2500 (as of 5/1/07 $5,000 initiation fee)

$250,000 spending requirement to qualify

$1500 per additional Centurion Card

$175 fee for up to 3 additional Platinum Cards

$45 for up to 5 additional Gold Cards

1% on Every Transaction not in US Dollars

2% on Every Transaction not in US Dollars

2% on Every Transaction not in US Dollars

No Dedicated Travel Service. Card members use

Bank of America Accolades Card Concierge for travel needs.

PTS

Same as Platinum + a personal travel consultant, with direct extension to call

Receive a discounted companion ticket when you book a full fare airfare ticket.

2-4-1 full-fare business or first class international ticket

Same as Platinum

Priority Pass – Prestige Membership

Continental President’s Club, Delta Crown Room Club, Northwest Airlines Worldclub, American Airlines

Same as Plat + Virgin Clubhouses + Virgin Atlantic Revival’s Lounge + more than 500 additional clubs around the world (Priority Pass – Prestige Membership)

Private Jets can be booked through Concierge.

Membership or fractional jet ownership option.

Atlantic aviation flight services

Bombardier flexjet

Bombardier skyjet

Delta air elite business jets

Les bas international

Sentinent jet membership

Same as Platinum + an exclusive extra Centurion benefit, whichever one you choose, + service credit of between 3-4%

No Special Hotel Program

Over 500 hotels worldwide

-room upgrade at check-in

-continental breakfast for 2 each day

-guaranteed 4pm late checkout

-additional amenity

Same as Platinum + Special amenity or free night at Amanresorts, Mandarin Oriental, Orient Express, Ritz Carlton, and Penninsula hotels

No Premium Card Rental Programs

Hertz #1 Gold Club

Avis Preferred Select

National Emerald Club

Hertz #1 Gold Club plus 4 hour grace period, Midsize to Premium upgrade, free child seats, guaranteed availability from reservation line

Avis President’s Club (2 car class upgrade, guaranteed availability even for walk-ups)

No Special Cruise Privileges

- $300 dollar stateroom credit or two-category state room upgrade

- special amenity

$500 credit + special centurion amenity

None

-receive up to 25,000 points when you book a pre-booked plat vacation

50,000 points

None

Receive an amenity valued at $500 dollars or more.

$750

No Special Cell Phone Rental Plans

You-To-Me Service

-Phone Rental $2.99 a day

-rent a week or more and receive $25 dollars of free calls / email / data usage

- blackberry $15 a day with $0.49 per 10kb

-satellite phone $15/day

Free phone rental, up to 60 days

No Special Limousine Programs

Carey Worldwide and Dav El

-triple MR points

Same as Platinum

None

SPG Gold

Same as Platinum + Hilton HHonors Gold + Intercontinental/Priority Club Platinum Elite

None

Statement credit of $100 when you book qualifying vacation through PTS (only one per year)

Same as Platinum

Yes, but no specific amounts stated in benefits book.

-first 30 days of auto rental (no amount given on the site)

Same as Platinum

Yes, but no specific amounts stated in benefits book.

$500,000 in death and dismemberment

$1,500,000

Yes, but no specific amounts stated in benefits book.

$3,000 maximum for carry-on and checked baggage. Of the $3,000 only $2,000 may be for checked baggage.

Same as Platinum

None

Up to $2,000 reimbursement if you can’t attend an event due to covered reasons (medical emergency)

Up to $5,000

Medical Emergency Assistance, including referrals, dispatch of a physician and help with hospital admission.

Legal Emergency Assistance such as attorney referrals and the advancing of attorney’s fees.

Personal Assistance including referrals to interpreters and information on visas, inoculations and more.

Travel Oriented Assistance like emergency cash advances, lost-luggage assistance, and emergency medical evacuation.

Whenever you travel, have peace of mind knowing that you have 24/7 medical, legal, financial, and other emergency assistance while traveling more than 100 miles from home. We can direct you to English-speaking medical and legal professionals and arrange for a transfer to a more appropriate medical facility, even if an air ambulance is required. We can also help you with prescription replacements, emergency hotel check-ins and cash access, lost luggage, and more. New additions to this program include assistance with lost or stolen passports, Card cancellation, and emergency Card replacement

Same as Platinum

Yes

Same as Platinum

Bank of America Accolades Card Concierge

PCC

CCC: Includes personal concierge, with direct extension and will work harder for you

None

Yes

Same as Platinum, with exclusives

No Special Program, but dining reservations can be booked through the concierge.

Platinum Dining Reservations

Centurion Dining Reservations

None

Yes

Same as Platinum

None

Yes

Some Centurion exclusive events

None

Departures

Departures + Black Ink (Centurion’s Exclusive Magazine)

None

Special Amenities when you purchase equinox fitness club membership

Complimentary personal training, spa treatments, guest passes, and Kids’ Club certificates

None

Neiman Marcus, Bergdorf Goodman – Point Programs

Sony Cierge ($1500 value) – VIP Personal Shopping

After hours shopping, crazy perks with Bergdorf, Bulgari, Ermenegildo Zegna, Gucci, Harrods, Harvey Nichols, Neiman Marcus,  Sony Cierge ($1500 value)

Up to $300 per item (90 days)and $1,000 per year

Up to $300 per item (90 days)and $1,000 per year

Same as Platinum

Up to $1,000 against theft or damage for up to 90 days from date of purchase.

90 days if lost, stolen, or accidentally damaged

$10,000 per occurrence up to $50,000 per year

Extends for up to one additional year on items with warranties of one year or less.

When you purchase covered items and pay for them entirely with your Card, the Buyer's Assurance Plan extends the terms of the original manufacturer's warranty on eligible items for a period of time equal to the original manufacturer's warranty up to one additional year on warranties of five years or less that are eligible in the United States

Up to 3 additional years

If you suspect fraud you must call customer service.

Shop with confidence online and off. Whenever you use your Card for purchases, you won't be responsible for any unauthorized or fraudulent charges. Period. Our secure encryption technology protects your information, but if unauthorized online charges do appear on your Card statement, just notify us at 1-800-525-3355. In most cases, a temporary credit will be given immediately

Same as Platinum

Bank of America Worldpoints Program

-waived annual fee

-earn rewards when you use automatic bill payment

Same as Platinum

Up to $595,000 credit limit.

No pre-set spending limit — spend on your own terms
The Platinum Card® affords you optimal purchasing power without a predetermined spending limit, so you can spend on your own terms. Purchases are approved based on a variety of factors, including account history, credit record, and personal resources. If you anticipate an unusually large purchase, you should call Customer Service in advance so that we may note your account appropriately.

Same as Platinum

If you suspect you identify theft you need to call customer service.

Should you suspect that somebody is using your identity online or in stores, American Express has representatives on call, 24/7, to help determine if you are a victim of identity theft, recommend steps for recovery, and offer tips on how to protect yourself in the future

Same as Platinum

No Dispute Resolution benefit stated in benefits book.

If you see a charge on your American Express statement that you don't recognize and are unable to come to an agreement with the merchant—we can help. American Express will take responsibility for resolving any disputed charge quickly and fairly. Simply call us any time you wish to initiate an inquiry.

Same as Platinum

No

Yes

Same as Platinum

Free Travelers Cheques are available through Bank of America Private Banking.

Card members can have foreign currency and fee-free American Express Travelers Cheques delivered directly to their home or office in five to seven business days at no extra charge. Next-day delivery is available for an additional charge. Order directly from American Express at 1-800-673-3782, or visit an American Express Travel Service Location near you.

Same as Platinum

Uses Bank of America Website.

Keeping track of your account has never been easier. Sign up for Account Alerts and you can choose to be notified when your payment is due, when irregular account activity is detected, when you are approaching your line of credit/spending limit, and more. Alerts can be sent to your email or wireless device

Same as Platinum

No benefit stated in benefits book.

You can use your Card to cash personal cheques at more than 1,700 American Express Travel Services locations, up to $10,000 per account every 30 days. For each transaction, you may obtain up to $500 in cash and the balance in American Express Travelers Cheques.13 For information, call 800-525-3355. Outside the U.S., call 954-473-2123.

Same as Platinum

If your card is stolen call Customer Service.

If your Card is lost or stolen, we'll replace it — sometimes in as little as 24 hours. Call American Express or visit one of over 1,700 American Express Travel Services locations worldwide.13 Call 800-525-3355 for assistance. Outside the U.S., call 954-473-2123.

Same as Platinum

May be done through Bank of America Website.

May be done online

Same as Platinum

No Benefit stated.

Through their training, expertise and advanced certification, senior advisors at Ameriprise have earned their distinction. In fact, fewer than one in five advisors have earned senior status. Allow a senior Financial Advisor to help you achieve your personal goals.

Same as Platinum

Receive a discounted companion ticket when you book a full fare airfare ticket.

With the Domestic Companion Airfare Program, you can bring a companion with you on U.S. flights—anywhere in the U.S., on six major U.S. carriers. Purchase domestic coach airfare for yourself from $299 with your Centurion Card and your companion receives complimentary airfare. You can request up to four complimentary companion airfares per year. An exciting addition to your existing International Airline Program, the new Domestic Companion Airfare Program now makes it possible to travel throughout the U.S. together.

AS OF 11/15/08 THIS BENEFIT HAS BEEN DISCONTINUED

Same as Platinum

AS OF 11/15/08 THIS BENEFIT HAS BEEN DISCONTINUED

N/A

N/A

Free enrollment: Amenities at check-in to participating hotels, free amenities at participating restaurants, including behind the scenes tours of kitchens, wine tasting, etc.

N/A

Enjoy the privileges of a private golf membership — one round at a time. With TOUR GCX, you and your guests can hit the greens at your choice of more than 30 participating private golf clubs. Platinum Card members can purchase a 5-Tee Unit TOUR Card for $3,125, and receive a $150

If you would like to book a private yacht call the concierge.

A customized amenity tailored to your itinerary, valued at $500 or more

A sample of possible amenities: a private helicopter ride over the Costa Rican rainforest, a sailing regatta in St. Maarten, golfing in the Caribbean at St. Kitts Royalty Golf Club, dinner at Le Ti St. Barth in the French Antilles, seats at a Greek Tragedy in Taomina, Sicily

Our new partner, Fraser Yachts Worldwide, provides you with the ultimate in luxury and comfort—a travel experience designed with only you in mind. As always, Centurion members receive additional amenities to make your experience even more heavenly. Enjoy a customized amenity tailored to your itinerary valued at $750 or more. Choose a motor yacht, sailing yacht, or mega-yacht and sail around the world including the Bahamas and the Caribbean, Eastern and Western Mediterranean, the Indian Ocean, or the South Pacific.

None

N/A

Continental One Pass Elite Gold, Delta Gold, USAir 2^nd level status, Virgin Atlantic top tier elite status

None

N/A

As a Centurion member receive special benefits with Exclusive Resorts - the ultimate private luxury residence club. Members have access to hundreds of exquisite residences at over 25 destinations around the world. Choose the location, your length of stay, and the style of residence - staffed to your requirements.

None

N/A

As a Centurion member, receive complimentary membership with Space Adventures, the world's premier space tourism company. The Spaceflight Club, an elite community of space explorers and enthusiasts, offers invitations to exclusive space-related events, private tours of launch facilities, advance notice of limited availability activities, and more. In addition, members receive an annual credit towards the payment of a suborbital flight reservation.