Merrill+ Visa Shopping Benefits

Last Updated: 1/04/08

Flexibility

• Credit Lines up to $250,000 with flexibility to pay your bill and add authorizized users at no extra cost.

Early Fraud Monitoring

• Be alerted right away if there appears to be fradulent activity on your account.

Zero Liability Protection

Merrill Points

• 1 point for every $1 spent, which can be redeemedfor items.

Warranty Manager Service

• Extended Warranty doubles the free repair period of the original manufacturers warranty up to one additional year on warranties three years or less, up to $10,000 per claim.

Purchase Security

• Within the first 90 days after you purchase an item on your Merrill+ Visa, replacement, repair, or reimbursement is available in the event that theft or damage caused by fire, vandalism, accidently discharged water, and certain weather conditions

Visa Retail Offers

• Recieve a discount or special promotion at participating Visa Partners when you use your card

Merrill Lynch Concierge