Ameriprise WorldElite Mastercard Other Benefits 
No PreSet Spending Limit Allows cardholders to spend past their credit limit from month to month as long as they pay down the balance at the next statement. This does not mean that the cardholder’s spend is unlimited; rather, the amount he or she spends is based on his or her spending behavior and payment history. This function is enabled 30 days after account inception and, as always, transactions will be approved based on risk criteria established by Ameriprise Bank.
Ability to Revolve Balances Gives cardholders the flexibility to pay in full, or to revolve a balance if they choose.
Annual Fee Waived Fee waived to Achiever Circle Elite clients first year and is waived in subsequent years as long as net purchases exceed $15,000. Other clients may acquire the card for the $150 client fee.
Year End Account Summary Rewards Program Cash Back Redemption Redeem 1.5% cash back into an Ameriprise Financial Plan and 1.5% cash back into an Ameriprise Brokerage account.
Enterprise Rewards Get 1 point for every $2 spent on your MasterCard Debit Card. Earn 1,350 Rewards Points for every $10,000 borrowed (in Mortgage).
Concierge Service Unique Events / Experiences An experiential benefits program that provides World and World Elite cardholders with access to an exciting world of fine dining, luxurious spas, personal shopping consultations, live performing arts events, golfing, and other lifestyle experiences in cities across the United States.
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